No. 01
Life Insurance
Financial security for the people you love most — a promise of protection and a foundation for lasting financial resilience.
- Term Life
- Whole Life
- Indexed Universal Life
- Final Expense
Licensed Insurance & Financial Services
Global Financial Impact Group
Protecting today. Securing tomorrow.
I’m Erika — a licensed insurance and financial services professional with Global Financial Impact Group. I help families and business owners safeguard their assets, secure their futures, and build long-term financial stability through education, transparency, and personalized planning.
- Complimentary needs assessment
- Personalized plan, not a pitch
- Access to competitive carriers
- Ongoing reviews & support
Solutions that protect what matters most
Licensed & Bonded
GFI Group Member
Licensed
& Trusted
Wealth
Protection
0kids
in our beautifully
blended family
blended family
0yrs
with my best friend
& husband
& husband
0core
coverage areas
under one roof
under one roof
GFI.
Global Financial
Impact Group
Impact Group
What I Cover
Four pillars. One plan built around you.
Insurance and financial planning aren’t one-size-fits-all. Every client I work with gets a strategy designed around their goals, budget, and long-term vision — combining the four areas that matter most.
No. 02
Health Insurance
Coverage that fits your life and your budget — for individuals, families, and the gap years between employer plans.
- Major Medical
- Supplemental Plans
- Critical Illness
- Accident Coverage
No. 03
Business Coverage
Protect what you’ve built. Strategies for owners, key employees, and the continuity of the business you’ve worked hard to grow.
- Key Person Insurance
- Buy-Sell Funding
- Group Benefits
- Executive Bonus Plans
No. 04
Retirement Planning
Plan today for the tomorrow you’ve earned. Build wealth that outlasts your career — and creates income for life.
- Annuities
- 401(k) Rollovers
- Tax-Advantaged Plans
- Income for Life
Why Work With Me
Education first. Transparency always.
I built my practice on the principles I’d want from an advisor for my own family — clear education, honest conversations, and a real partnership that lasts long after the policy is signed.
Education-Driven
I don’t talk over your head — I teach. By the end of our conversation, you’ll understand your options well enough to explain them yourself.
Transparent & Honest
No high-pressure sales, no hidden agendas. You’ll always know what you’re paying for, why it’s recommended, and what the alternatives are.
Personalized Strategy
Every plan starts with a thorough needs assessment. No templated recommendations — your situation is unique, and your plan should be too.
Global Resources
Through Global Financial Impact Group, I have access to competitive products, real-time market insights, and tools that bigger firms charge a premium for.
Ongoing Partnership
The plan doesn’t stop at signing. Annual reviews, life-event check-ins, and adjustments as your needs evolve — I’m here for the long run.
Real Human Service
Call, text, or schedule a time — you’ll always reach me, not a call center. I answer my own phone and treat every client like family.
How It Works
A clear, thoughtful process — from start to coverage.
From the first conversation to a plan you understand and trust, here’s how we’ll work together.
Reach out
Schedule a free consultation or send me a text. No commitment — just a friendly, no-pressure introduction.
Needs assessment
We dig into your goals, budget, and current coverage. I listen first — every plan starts with understanding you.
Personalized plan
I build a strategy backed by careful analysis, drawing on GFI’s tools and competitive carrier products.
Activated & supported
Coverage in place, plan in motion — and ongoing reviews to keep everything aligned as your life evolves.
(602) 647-2572
Schedule a 45-min call
Mon – Sat · 9 AM – 7 PM
My Story
From a hard start to a life of purpose.
I grew up with a single mom who was in and out of prison and battling addiction. I never knew my father. The stability and structure other kids had — I didn’t have any of it.
I had my first child my senior year of high school. Standing there as a teen mom, I made a promise: my daughter would have what I didn’t. Stability. Structure. A life she could count on. So I started building it — one decision at a time.
A month out of high school I went into the medical field. From there I earned degrees in law enforcement. My last career was with the state, helping families access medical, cash, and nutrition assistance — helping people who were exactly where I’d been.
Then I was laid off from what I thought was my forever job. And it hit me: someone else had been in control of my money the whole time.
My location, my time, my future — none of it was truly mine. That’s when my pastor introduced me to Global Financial Impact Group. He thought I’d be a great fit because I have a heart for helping people. He was right.
Now I’m building something different — for myself, for my eight children (ours is a beautifully blended family), for my one-year-old granddaughter, and for every family I serve. I’ve been with my best friend of thirty years; we’ll celebrate our fifth wedding anniversary soon.
This isn’t a job — it’s a calling. I want to leave a legacy that shows my children they can do anything they set their minds to. And I want to help families like mine gain the stability and structure I had to fight to build.
When you sit down with me, you’re not getting a sales pitch. You’re getting someone who knows what it’s like to need help — and who built a life around providing it.
Insurance is more than a policy — it’s a promise. A safeguard for the people you love, and a foundation for everything you’re building.
Erika Johnson
Common Questions
Real answers to the questions clients ask me most.
Every consultation starts with a thorough needs assessment — your goals, your family or business situation, your existing coverage, and your budget. From there I build a recommendation backed by careful analysis. There’s no template; the plan is built around your unique situation.
Term life provides coverage for a set period (10, 20, 30 years) and is usually the most affordable. Whole life lasts your entire lifetime and builds cash value. Indexed Universal Life (IUL) offers lifetime coverage with growth potential tied to market indexes. Many clients benefit from a blended strategy — we’ll talk through which fits your situation best.
Insurance and retirement planning work hand in hand. Annuities can provide guaranteed income for life. 401(k) rollovers give you more control over your retirement assets. Certain permanent life insurance products offer tax-advantaged growth and supplemental retirement income. We’ll look at the whole picture, not just one piece.
Several things: key person insurance to protect against the loss of a critical employee or partner, buy-sell funding so ownership transitions smoothly, group benefits to attract and retain talent, and executive bonus plans for leadership. We’ll work through what’s most important based on your business stage and goals.
Most pre-existing conditions are still very insurable. Different carriers underwrite differently — what’s a “no” at one company is often an easy “yes” at another. That’s the value of having an advisor who shops the market on your behalf rather than being captive to one carrier.
Never. Initial consultations are complimentary, with zero obligation. My compensation comes from the carriers, not from you, so my advice is always free. If we work together, you simply pay your monthly premium — same as you would with any policy.
Let’s Talk
Let’s build a plan worth protecting.
Sit down with me — no pressure, no jargon. Just a real conversation about protecting what matters most to you. Pick whichever way to reach me works best.